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Things to consider and remember when looking at renter’s insurance

Use an inventory form to keep track of all your household items and the value thereof. Make sure to update this on a regular basis. It will surely make your life easier when it comes to insuring your items.

Consider the security and safety in and around the area in which you’re renting.

Don’t forget to insure your items at replacement value.

Consider the security and safety in and around the area in which you’re renting. If the security is beefed up, you are more likely to pay less for your renter’s insurance. So if your rental property hasn’t got burglar bars, security lighting or an alarm system, you may want to consider bringing this up with your landlord.

Some insurance companies offer great benefits, such as veterinary pet insurance or insurance against a guest’s belongings. Shop around and find the best package for your needs.

Reasons why your insurance won’t pay out

What doesn’t my renter’s insurance cover?