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Insurance Guide

You’ve just bought your first property and the next step is to insure one of the largest assets you’ll ever own. Buying a house is a big financial investment, and home insurance is the safe haven against those ‘what if’ events. This guide will take you through the ins and outs of insuring your home, covering a range of topics from why you need insurance in the first place, what it actually covers, how much your home is worth, to the claims process and how to save money on your policy.

Why won’t my insurance pay out?

Everyone takes out an insurance policy because they don’t want the risk of forking out thousands of rands as a result of unforeseen tragic events. At the end of the day, you want to get a pay-out for a claim made – that’s why you have insurance, right? But what if it’s not that easy?