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Monthly home loan instalments

Your monthly instalments are made up of the amount needed to repay the loan amount and a portion of the interest on that loan amount.

A bond instalment usually includes a portion of the the capital loan amount, added interest and admin fees.

You start paying off your monthly instalments from the moment the property is registered in your name and this will continue for the entire duration of the agreed loan period (10, 15, 20 or 30 years).

How the interest rate affects you

Homeowners insurance