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3 things to consider before tackling home renovationsIt's easy to be swept away by home improvement ideas, but homeowners should keep their feet firmly on the ground and make sound financial decisions.How to winter-proof your homeWith winter fast approaching, now is the time to prepare your property for the cold months and save costs at the same time. Here's how...Buying freehold or sectional titleA freehold entitles you to full ownership of the property, in a sectional title you only own up to the middle or centre lines of the outside walls.