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Interest rates hike and your money An interest rate hike means an increase in the cost of servicing debt, and so many South Africans will have less disposable income than before. Attract buyers and maximise your home's value Understanding what buyers notice and prioritise when viewing a home helps sellers to allocate their budgets and time wisely when preparing to put their homes on the market. Should you renovate before selling your home? Renovating your home before selling can be a smart move, but it’s not always necessary.