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Interest rates hike and your money An interest rate hike means an increase in the cost of servicing debt, and so many South Africans will have less disposable income than before. Repo rate cut : What it means for the property marketReal estate market experts share their insights on the impact of current interest rates on buyer affordability and seller demand, highlighting several key factors.Is now the time to buy? Rate cuts boost housing demandThe housing demand and prices have already started to rise in response to the two interest cuts announced last year, and that this trend will no doubt be further fuelled by the 0,25% cut announced this week.