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Creative ways to save for your first home The dream of owning your first home is both exhilarating and daunting, especially when it comes to saving for that all-important deposit but, whilst it may seem like a formidable task, innovative approaches and strategic planning can turn the dream into a reality.Calculating the costs of selling your home Selling a property can be surprisingly expensive. Some costs can be deducted from the final sale price, while others must be paid upfront. Before listing your property for sale, it is recommended that you first do the calculations for all the associates costs so that you can budget accordingly.A home loan pre-qualification gives you power to negotiateBesides giving you better bargaining power, pre-approval will also make your offer stand out compared to buyers who are not pre-approved.