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Deposit demands hit small townsHomebuyers in many smaller towns are struggling to come up with the hefty deposits now required by banks, and this is depressing local property markets and prices.What should buyers know about title deeds and property transfersUnderstanding title deeds and the transfer process is key when buying property. The title deed is the official legal document proving ownership, and the transfer of property is officially completed once it is registered with the Deeds Office.Property investment on a budgetFor many aspiring investors, the biggest hurdle to entering the property market is securing the capital needed for a deposit and financing costs. However, there are several strategies that first-time investors can use to get started with limited capital.