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First-timers: Buy while stocks last! Residential property prices declined by 2 percent in September but estate agents say this is a perfect chance for first-time buyers to buy property.KZN homeowners offload propertiesProperty shedding by cash-strapped home owners is gaining momentum as a result of an upwardly mobile interest rate that has jumped seven times in just 16 months.Capital gains tax in South Africa: What you need to know In South Africa, Capital Gains Tax (CGT) applies to the disposal of various types of assets, including immovable property.