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Interest rates hike and your money An interest rate hike means an increase in the cost of servicing debt, and so many South Africans will have less disposable income than before. Discover Umberwood: Modern Living in Burgundy Estate, Cape TownWhether you’re searching for a contemporary home or seeking an opportunity in one of Cape Town’s most dynamic precincts, Umberwood in Burgundy Estate offers the perfect blend of modern living, thoughtful design, and long-term value.Holiday prep made easy: A checklist for every home Whether you are away or home, you should take time to prepare for the holidays so that you can get the most out of your downtime.