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Deposit demands hit small townsHomebuyers in many smaller towns are struggling to come up with the hefty deposits now required by banks, and this is depressing local property markets and prices.Silverfields draws young familiesUnlike Mindalore and Witpoortjie, Silverfields in Krugersdorp is buffered from informal settlement creep by Main Reef and Ontdekkers, and the difference in prices illustrates this point as such informal settlements tend to bring down the value of formal residential holdings. By James Monteiro6 dreamy Valentine’s getaway cottagesAre you searching for a love nest for you and your significant other? With prices from R1.6.million, check out these homes in Robertson, Swellendam, Gansbaai, Piketberg and Ceres…